Full Financing for Accelerated Airline Pilot Program (Only for US Citizen and US Resident)

1. Age and Residency:

• You must be at least 18 years old.

• You must be a U.S. citizen or a lifetime permanent resident (green card holder).

2. Bank Account:

• You need to have a U.S. bank account to apply for the loan.

1. Credit Check:

• Stratus Financial performs an initial soft credit pull to prequalify applicants without affecting their credit score. A hard inquiry is made if the loan is approved.

2. Loan Approval:

• Conditional approval can be granted within one business day, and final approval typically takes 2-3 weeks, depending on how quickly you provide the required documentation.

3. Documentation:

• You need to submit complete documentation, which includes proof of income, assets, and potentially information about a co-signer if required.

1. Flexible Repayment:

• Stratus Financial offers flexible repayment plans, including deferment options. You can defer full principal and interest payments for up to 12 months while completing your training and securing a job.

2. No Prepayment Penalty:

• There are no penalties for early repayment, allowing you to pay off the loan ahead of schedule if desired.

3. Funding:

• Funds are disbursed directly to your flight school, ensuring that your training expenses are covered.

1. Career Support:

• Stratus Financial offers support through flight instructors and ground instructors, resume review services, and AMA (Ask Me Anything) sessions with pilots to help guide you through your training and career planning.

2. Living Expenses:

• The loan can cover more than just flight training; it can also include housing and living expenses.

1. Co-Signer:

• While a co-signer is not always necessary, having one can improve your chances of approval and potentially result in better loan terms.

2. Interest Rates:

• Stratus offers both fixed and variable interest rate options. The specific rate you receive will depend on your creditworthiness and financial situation.

Stratus Financial aims to provide comprehensive support for aspiring pilots by offering tailored financial solutions, flexible repayment plans, and additional career support services. Understanding the requirements and preparing the necessary documentation can help streamline the application process and increase your chances of securing the funding you need.